The center noted that credit to the private sector – which includes loans granted by banks, finance companies, municipal and rural savings banks and cooperatives – increased 0.7% per month in November compared to the previous month, with higher growth in credit granted to individuals. Reserve Bank of Peru (BCR).
the on an annual basis It rose from 3.2% in October to 3.6% in November, the third consecutive month of acceleration.
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By currencies, credit in currencies recorded a monthly growth of 1.0% in November, which is a positive rate for the tenth consecutive month; While the dollar rate was -0.4%.
the Annual expansion rate The loan per capita rose from 4.7% to 4.8% between October and November. The inter-annual variance of dollar loans increased from -1.8% in October to -1.3% in November.
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By sectors, credit to businesses rose 0.2% month-on-month in November, marking an increase Monthly expansion rate Small and micro enterprises (1.0%), followed by companies and large enterprises (0.2%). With this, the annual growth rate Loans to businesses increased from 3.6% in October to 3.3% in November.
Loans to individuals increased 1.7% in November from the previous October, the fourth consecutive month of growth. The reason for this monthly increase is due to the significant expansion in consumer loans and home loans by 2.4% and 0.8%, respectively. also , on an annual basis It accelerated from 2.8% to 4.1% between October and November.
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